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TRANSFER ANNUITY offers a free service to you or your client’s that need to makes changes to annuities.Our goal is to provide both a superior customer experience and tremendous value for our customers.Determine How the Value of the Estate is Calculated Calculating the Value of the Estate Community Q&A After a loved one’s death, a personal representative may need to calculate the value of the decedent’s estate for tax and distribution purposes.Somebody may also wish to calculate the value of his or her own estate to help inform their decisions about their will, and potentially decrease the amount of taxes that will be due from the estate and its heirs.

» Get Actual Quotes For Deferred Annuities In the 20th century, insurance companies pioneered a new kind of annuity product for people who lacked sufficient means to finance an annuity in one lump sum.This long interval between the start of premiums paid by the contract holder and the beginning of income distributions made by the insurance company gave rise to the term “deferred annuity.” This contrasted with the original form of annuity contract, which consisted of lump-sum payment followed soon by income distributions.The shortness of the interval between lump-sum premium payment and the onset of income distributions led to the name “immediate annuity.” (This was a slight misnomer, since the distributions might begin as late as one year after the lump-sum payment, depending on the frequency of payments called for by the contract.) The deferred annuity consists of two phases: an accumulation phase and a distribution phase.Quite often the companies that will allow you to SELL ANNUITIES will take about a 7% or 8% discount rate on your money.This means that their calculations relating to the value of getting your money now versus over a period of time (ie, the interest you would be able to earn on that money that you have now), at about 7% or 8%.

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